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By Robert D (anonymous) | Posted January 20, 2014 at 11:40:49
Financial problems are not limited to payday loan companies, and they are not limited to the "poor" (whatever you might view them to be). We as a society do a pretty poor job of financial literacy, and easy access to credit, combined with apathy, can have serious ramifications for individuals, including those in the middle and upper classes.
My question, what can we do to help these people? Is there some community organization that helps with financial literacy? Is there somewhere we can volunteer? Is there some community organization that can help these people with micro-loans without charging the exorbitant fees that payday loan companies do, while helping them with counselling so they are not perpetual clients?
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