Comment 87304

By kevlahan (registered) | Posted March 18, 2013 at 22:27:52 in reply to Comment 87302

Well, now you are talking about changing the law, which is an entirely different question.

In any case a cyclist running a red light will certainly be ticketed if a police officer spots them. And I strongly support the cyclist being ticketed in this case.

Again, the reason motorists need insurance and cyclists don't is that they don't pose the same level of risk. Do you also think pedestrians need walking insurance if they want to cross the street? Should pedestrians pay special 'shoe taxes' to pay for sidewalks and the portion of the roads they cross?

In any case, insurance companies don't hesitate to sue cyclists to recover damages if they are at fault, insurance or no insurance.

http://www.rbs.ca/media/news/72_OpenFile...

As this article points out, most cyclists are in fact covered by their homeowners or tenants insurance policy.

"Lindsay Olson, vice president of the Insurance Bureau of Canada assures that most insurance companies cover cyclists under homeowner’s or tenants insurance. “In terms of homeowner’s liability, I’ve been in the insurance industry now for many years and I am certainly not aware of any policies out there that limit liability coverage for cyclists,” she says."

So, once again, cyclists pay taxes for the roads and the vast majority of cyclists are in fact insured through their residential insurance policy. In fact, much of the fuel tax goes to freeway and expressway construction and maintenance - roads cyclists are prohibited from using. And the relative risk to others is negligible compared to motorists (the risk of non-insurance is primarily a risk to cyclists themselves). This is a not a major issue! Only a socialist would want to force the government to regulate and tax something on such a slender justification as enforcing a "level playing field"!

Comment edited by kevlahan on 2013-03-18 23:36:13

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