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By Hopeful (registered) | Posted August 15, 2011 at 11:58:15
I think many people end up buying larger vehicles because they need them on occasion and the fixed costs of ownership (licensing, insurance, road taxes, etc.) don't change regardless of how much, or how little, one's wheels are actually used. For instance, I would love to have a Smart car for running urban errands and a minivan for camping trips or taking kids to soccer games. Unfortunately, this would mean my insurance rates would double, even if only one vehicle were ever used at a time (there are two registered drivers in our family and, apparently, this makes a difference). Allow people to pay, across the board, for the amount of use a vehicle gets, rather than rates that don't change regardless of the kilometres driven, and I think you'd see a change in buying patterns and driving habits pretty quick. If there's one tool in the toolbox, it'll be a hammer, not a set of screwdrivers suited to their tasks.
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