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By Banker (anonymous) | Posted June 21, 2015 at 09:58:40 in reply to Comment 112381
Try getting a loan to renovate a restaurant with upstairs apartments in James Street North. Or to convert a small office building such that offices remain on the first floor but living accommodation exists on the second floor. The city will allow it but you will have a very difficult time getting a bank to finance it. Condo developments are a different kettle of fish because the bank will lend money only when a very high percentage of the units are sold AND they are condos meaning that the units are individually owned. I highly doubt you would ever get a bank to finance a mixed use project save and except a condo.
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