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By arienc (registered) | Posted March 16, 2010 at 16:59:53
Capitalist...while I've heard all of the arguments for cyclists obeying the rules of the road...insurance???
Insurance covers the risk of damage to persons or property caused by the operator of a vehicle.
Thast damage is significant when you're dealing with a vehicle that weighs upwards of a ton, powered by liquid fuels and capable of speeds of up to 240 km/h.
Contrast that with a vehicle that weighs 20 lbs, entirely human-powered and capable of speeds of maybe 60 kph tops going downhill.
Just how much damage have cyclists caused so as to need to be covered by insurance? Even if somehow a cyclist is deemed at fault in an accident, it is the cyclist who bears the entire damage in any collision.
Since the value of a bicycle is usually less than the deductible anyhow, what benefit is there to anyone other than the insurance companies to mandate this? Why don't you just call it what it really is...you want to increase taxes for cyclists and give the profits to insurance companies.
Just like the typical capitalist...more taxes are OK for everyone but me.
"First they built the road, then they built the town. That's why we're still driving around and around, and all we see. Are kids in buses. Longing to be free." - Wasted Hours, The Arcade Fire
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